""

365体育|投注网址

LRAP资格准则 - 到2012年

LRAP Eligibility Guidelines for Graduating Classes of 1997 Through 2012

计划概述
1。 就业资格
2。 参与者的年度收入和调整
3。 估算贡献
4。 贷款资格
5。 计划的参与的长度
6。 贷款偿还条款(方案援助的计算)
7。 医疗和探亲假
8。 申请程序
9。 咨询和申诉程序
10。 有限的资金应急,并有权修改

伯克利法律还贷援助计划(LRAP)是旨在帮助大学伯克利分校法律专业毕业生谁赢得了法学博士(J.D.)学士学位,并希望进行排位赛公共服务就业为非营利的公益组织或政府机构。根据这项计划,法律的学校将提供一个或一段一系列原谅贷款不超过10年的时间覆盖的六个月期间进行教育学生贷款支付每个LRAP贷款的发放以下。每个LRAP贷款,药粥(见预选赛就业)的不到两年的司法见习外,将在六个月期限的结束被原谅,如果所有的程序要求已得到满足新的贷款将发行。

以下准则是1997年的班到2012年的毕业生提供了项目参与者两个选项。第一是伯克利法律已自1997年至2009年提供的标准轨道,第二是收入以偿还(IBR)的轨道,旨在提供比标准轨更大的支持,因为它集成了基于联邦政府的收入LRAP偿还联邦学生贷款和联邦直接贷款的公共服务贷款免除的。该集成允许LRAP到如果借款人选择进行由IBR选项所提供的低月供学生支付贷款提供学生贷款债务超过$ 100,000的支持。

Please be sure to read this entire document before completing the LRAP application.

 

计划概述

The LRAP provides financial support to recent graduates who earned the J.D. and are employed in public service settings, where salaries are significantly lower than in the private sector. Graduates may participate in the program for up to 10 years. 

LRAP构成伯克利法律的努力,通过增加其毕业生进入公共服务的法律工作和职业能力作为公法的学校,在这种情况下,一个核心组成部分。该计划旨在缓解由法律教育的近期校友成本不断攀升,谁否则可能会受到经济上的考虑,从接受相对较低的支付公共部门的工作排除造成的财政负担。该方案承认公共服务的价值作为法学院本身是一个目标和一般训练的律师,以及职业选择大学伯克利分校法律系毕业生的自由的重要性。

To qualify for the LRAP, a graduate must work for a nonprofit organization or an agency of government in law-related employment that makes substantial use of legal skills.

LRAP贷款将每半年的基础上被授予,协助学员全部合格的学生贷款支付在以下六个月进行。以6个月结束时,LRAP贷款将被赦免(取消)当参与者表明,他们已经遇到了就业和收入的要求和提出的所有合格的教育贷款支付。 (见例外参与者的排位就业下不到两年的司法见习。)

Because most educational loans offer a six-month grace period following graduation, graduates going directly into qualifying employment will not receive their first LRAP loan until approximately six months after graduation.

 

1。符合条件的就业

To be eligible for LRAP, an applicant must work in qualifying employment. Only loan repayments made while participants work in qualifying employment will be eligible for assistance with an LRAP loan and subsequent cancellation.

符合条件的就业被定义为比对的501(c)一半时间工作(3)非营利组织或政府的法律相关就业机构更大。它包括但不限于检察官,公设辩护人,军工兵团JAG,立法人员和行政机构的工作人员,使大量使用的法律技能,例如,通过要求巴的通道或以其他方式法学院培训方面大力绘制。与国际非政府组织或外国政府符合上述要求的位置,可享受LRAP覆盖。无任期和任期跟踪在非营利教育机构学术职务,包括但不限于临床教师和研究人员,也可以出线。任期的跟踪学术职务列入始于类的2012 JSP毕业生谁伯克利分校法律赢得了他们的JD。由LRAP协调前瞻性的工作进行初步审查,可用和鼓励。

Tenure track academic positions and most positions in private firms do not qualify.

对于“低公益” /联合LRAP覆盖试点方案:本款所述的试点方案正在通过2021只扩大到2010级的,以确定它是否与LRAP的目标和资源相协调。它可在稍后的日期到未来的类进行扩展,在导频基础或以其他方式。为类2010年至2021年,符合条件的就业也包括比下的501(c)组织的工会一半时间工作(5)或公众利益私营公司,其中公司的工作至少有一半的更大申请人的涉及提供一个无偿,减费,或法院判决的费用基础上未被充分代表的个人或组织的法律服务, 前提是毕业生选择采用了IBR轨道.  Eligibility under this pilot program will be determined on a case-by-case basis by the Financial Aid Office.  At the discretion of the 经济资助 Office, self-employment may be deemed eligible if it meets the criteria for qualifying low bono private sector employment.  Applicants for low bono LRAP assistance will be required to demonstrate that the proposed work meets the established criteria.

Judicial clerkships intended to last two or more years are considered qualifying employment.  Judicial clerkships of less than two years qualify if the graduate intends to pursue public service employment immediately following the clerkship.

在每个LRAP资格有效期为后一类司法见习的原谅贷款将有八(8)%的利率和这么长时间没有付款的要求,为公共利益的就业被固定在见习结束。每个贷款将在为期三年的排位LRAP就业(33%原谅每人12个月符合条件的就业)被原谅。如果毕业生未能在在见习结束后周期的LRAP登记或离开在三年所需的工作抵免到期前的任何时间预选赛就业,贷款的全部余额将成为一年内到期。

LRAP does not cover graduates whose employment has been deferred and are receiving a fellowship or stipend to do volunteer public interest work before joining their private law firms. The program is designed to provide assistance solely to graduates who are pursuing public interest work or government employment.

 

2。参与者的年度收入和调整

资格LRAP贷款,以及教育贷款和他们的计划还款的量,还取决于申请人的年化全职收入。年度全职收入在财务报表和LRAP应用程序的个人信息部分中所报告的总收入相当于。对于那些工作少于全职申请者,它包括工资调整所使用的历法周期,每周工作小时数。

A married participant’s annualized full-time income will not be adjusted unless his or her spouse has a higher income, in which case the participant’s eligible income will be calculated based on half of the joint income of the couple.
For purposes of entrance into and participation in LRAP, those with dependents, as determined under federal income tax guidelines, shall receive a credit in the form of a downward adjustment of their annualized full-time income, by $6,000 for one dependent and by $4,000 for each additional dependent.

 

3。估算贡献

500 Internal Server Error- 365体育|投注网址

Internal Server Error

The server encountered an internal error and was unable to complete your request. Either the server is overloaded or there is an error in the application.

** Effective July 1, 2019, the LRAP imputed contribution threshold increased to $70,000. Prior to that, the threshold was $65,000. All current and future LRAP contracts will use the $70,000 threshold from July 1, 2019 onward. 

For participants with full-time annualized incomes greater than the imputed contribution threshold, the amount of program assistance will be prorated, with participants expected to make an imputed contribution out-of-pocket. The imputed contribution will be equal to 35 percent of marginal income above the threshold.

LRAP does not provide support to graduates whose annualized incomes are $100,000 or more.

4。符合条件的贷款

Federal and private student loans provided by a U.S. lender qualify for LRAP.  Federal student loans include 员工ord subsidized and unsubsidized, Perkins, and Graduate PLUS loans. Except for the bar study loan, only private student loans that are certified by our office are eligible for LRAP.

The eligible loans will further depend upon whether the LRAP participant selects the Standard or IBR Track.

在标准赛道的毕业生中,LRAP将协助的本金偿还制造和借来的资本为J.D.联邦和私立教育贷款感兴趣程序。超过预算的学生借用由财政援助办公室某年度确定的任何贷款金额将不符合LRAP援助。唯一的例外是在毕业后的周期内获得一个酒吧贷学金。

The overall cap on principal and capitalized interest for all loans covered by LRAP shall be $100,000 for law school loans, no more than $10,000 of which can be for bar study loans. 

If the graduates are in the IBR Track, the overall loan cap is removed if the participants utilize the federal government’s Income Based Repayment option for all of their federal student loans.  They may include federal student loans acquired prior to attending Berkeley Law.

For participants in this track, LRAP will support the repayment of no more than $10,000 in bar study loans and only the private educational loans obtained while earning the J.D. at Berkeley Law.

Once participants select the IBR Track, they cannot go back to the Standard Track for the remainder of their participation in the LRAP.  

 

 

5。长度计划的参与的

Berkeley Law graduates are eligible for their first LRAP loan at the end of their loan grace period, which normally is six months after graduation. Law students graduating in the spring and otherwise eligible will typically qualify for an LRAP loan the January following graduation, to cover the six-month period beginning that month and ending in June.

Graduates seeking to participate in LRAP must begin participating in the program within three years after the end of their loan grace period, which normally is six months after graduation.

The maximum length of LRAP participation is 10 years. This length of eligibility provides LRAP participants in the Standard Track with financial support throughout the standard 10-year repayment plan. Participants who qualify for maximum assistance and who remain in the program for 10 years can expect to have LRAP pay off their entire educational student loan debt only if the loans are scheduled for a 10-year repayment plan.

在IBR赛道的毕业生,10岁LRAP支持,使他们有资格获得联邦直接学生贷款联邦政府提供谁满足符合条件的学生贷款支付和就业的要求,借款人的公共服务贷款宽恕。如果参与者有联邦家庭教育贷款计划斯塔福德贷款,帕金斯,他们希望原谅贷款,他们要巩固他们在联邦直接合并贷款。

如果毕业生参加大学伯克利分校法律只有两年,两年的LRAP支持的最大数量为七年间,因为研究生只付了两年的专业学位费的三分之二10年三分之二的主要来源该计划的资金,所支付的所有其他毕业生。但是,如果研究生利用所有联邦学生贷款以收入为基础的还款选择,10年LRAP支持将被提供给IBR付款。 

 

6。贷款偿还条款(方案援助的计算)

On a semiannual basis, LRAP will provide each participant a forgivable loan equal to his or her scheduled student loan payments less any imputed contribution to be made on the principal and capitalized interest of eligible loans during the subsequent six-month period. The highest interest rate covered by the program is 8。25 percent.

参与者在标准赛道,支付超过下一个10年的还款计划,由于那些作出不符合援助。虽然该方案将与摊销进度超过10年的款项协助,原谅LRAP贷款的金额将不超过实际做出安排的贷款支付更多。参与者不能申请基于10年的还款时间表LRAP贷款,使那些低于支付,并希望被原谅整个LRAP贷款。采取LRAP的最大的优势,参与标准轨,建议组织他们偿还债务与标准10年的还款计划。

该LRAP不会提供在IBR轨道超过那些定于私人和酒吧留学贷款与联邦学生贷款的基于收入偿还学生贷款支付的支持。全IBR偿还援助限于单个家庭或已婚借款人谁提交独立的联邦纳税申报。虽然该计划将用于在摊销进度超过10年由非联邦贷款支付协助,取消LRAP贷款的金额将不超过实际做出安排的贷款支付更多。

对于IBR的轨道,参与者不能申请基于对他们的非联邦贷款10年以上还款计划的贷款LRAP,付款小于预定的那些,和对整个LRAP贷款原谅。要最大限度地利用LRAP的,建议与会者构建自己的学生贷款债务的偿还有10年的时间表私人和酒吧留学贷款,并根据收入偿还其联邦直接学生贷款。

500 Internal Server Error- 365体育|投注网址

Internal Server Error

The server encountered an internal error and was unable to complete your request. Either the server is overloaded or there is an error in the application.

For most participants, the LRAP loan will be equal to six months of scheduled loan payments, less any imputed contribution. 

 

7。医疗和探亲假

Graduates may receive LRAP support during periods of paid and unpaid medical and family leave while employed.  It includes medical, parental and family medical care leave.  Parental leave includes birth, adoption or foster care placement of a child.  For family medical care leave, family members include spouse, children, parents, siblings and grandparents.

The LRAP will provide up to six months of support for each incidence of leave and no more than a total of 24 months of support during the 10 years of participation in the program.

The maximum amount of support that the LRAP will provide is the scheduled standard payments for private student loans and IBR payments for federal student loans.

 

8。应用程序

毕业生可以从伯克利法律网站或财政援助办公室申请表。提交的申请中必须包含关于助学贷款,就业和收入的所有相关信息。财政援助办公室接受上滚动申请周期LRAP应用。连续申请人必须提交申请的新周期不迟于一个月内新的资格周期开始。为了在每一支付周期的开始提供资金,我们鼓励申请者自己的形式我们的截止日期前提交。该LRAP管理员将告知其资格申请,并提供与他们的LRAP原谅贷款的权利和责任本票和声明被批准的案例。直到他们完成并返回他们的本票和权利和责任声明伯克利法律财政援助办公室计划的参与者将不接受他们的原谅贷款。

LRAP participants must apply for the cancellation of their LRAP forgivable loan within 30 days of the end of each their LRAP contract.  The LRAP Administrator will inform participants whether their forgivable loan has been canceled.

 

9。咨询和申诉程序

The Financial Aid Office encourages students and graduates to consult with the LRAP Coordinator regarding LRAP eligibility prior to submitting an application if they have questions or concerns about their eligibility for the program.   If an application is denied, the applicant may submit an appeal to the Assistant Dean of 经济资助.  If the appeal is denied, the applicant may submit an appeal to the Dean of the Law School.

 

10。有限的资金应急,并有权修改

In the event that funding is not sufficient to fully fund all qualified applicants in the manner anticipated above, the law school will select LRAP recipients and determine award levels; available funds may be disbursed pro rata, or awards may be adjusted on an individual basis considering salary and total loan indebtedness.

 

回到顶部